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Loan Schemes

Flexible Loans
Achieve Your Dreams

Explore our affordable and hassle-free loan schemes designed to support your personal, business, education, agriculture, and emergency financial needs with competitive interest rates and easy repayment options.

Loan Schemes

Loan Schemes

Gold Loan

Quick and secure loan against gold ornaments and jewellery.

Interest7.99% - 15%
Minimum Amount100% Valuation
Tenure1 Year
Apply Now

Vehicle Loan

Easy financing solution for purchasing vehicles.

Interest7.99% - 18%
Minimum Amount70% - 80%
Tenure1 - 5 Years
Apply Now

Loan Against LIC / NSC / KVPM

Get instant funds against LIC, NSC and KVP certificates.

Interest14% - 18%
Minimum Amount60% - 70%
Tenure1 Year
Apply Now

Personal & Business Loan

Flexible funding for personal and business requirements.

Interest14% - 18%
Minimum AmountUp To Rs.5 Lacs
TenureUp To 5 Years
Apply Now

Home Loan

Affordable financing solution for residential properties.

Interest14% - 18%
Minimum Amount60% - 70%
TenureUp To 15 Years
Apply Now

Mortgage Loan

High-value financing against property mortgage.

Interest14% - 18%
Minimum Amount50% - 60%
TenureUp To 15 Years
Apply Now

Cash Credit Loan

Flexible working capital solution for businesses.

Interest14% - 18%
Minimum AmountN/A
TenureRenewed Every Year
Apply Now

Solar Loan

Easy financing solution for solar installation and energy needs.

Interest16%
Minimum AmountUp to Rs. 5 Lacs
TenureUp to 3 Years
Apply Now
Product Information

Detailed Loan Schemes

Gold Loan

Trusted and secure investment solution.

Benefits

  • Hassle-free loan processing.
  • Quick disbursal.
  • Minimum documentation.
  • Gold security.
  • Maximum loan limit is 100% of gold valuation.
  • Maximum loan tenure is 1 year.
  • Pre-payment penalty: Nil.

Rate Of Interest

  • Rate of interest is 7.99% to 15%.
  • Processing fees: 1%.

Eligibility

  • Applicant must be owner of gold ornaments.
  • Age: 18 to 65 years.
  • Gold purity between 18 to 24 karats.

Documents Required

  • Savings / Current account required.
  • Gold purchase slip.
  • Residential proof.
  • PAN Card.
  • KYC documents.
  • Passport size photo.
Apply For Gold Loan

Vehicle Loan

Trusted and secure investment solution.

Benefits

  • Fast loan processing.
  • 70% to 80% vehicle quotation funding.
  • Maximum tenure: 1 to 5 years.
  • No foreclosure charges.
  • Nil pre-payment penalty.

Rate Of Interest

  • Rate of interest is 7.99% to 18%.
  • Processing fees: 2.5%.
  • Margin amount: 20% to 30%.

Eligibility

  • Salaried individuals.
  • Businessmen.
  • Self-employed professionals.
  • Age: 18 to 55 years.

Documents Required

  • Income proof.
  • Residential proof.
  • PAN Card.
  • KYC documents.
  • Salary slip of 3 months.
  • Vehicle quotation.
  • Two acceptable guarantors.
Apply For Vehicle Loan

Loan Against LIC / NSC / KVPM

Trusted and secure investment solution.

Benefits

  • Hassle-free loan processing.
  • Quick disbursal.
  • Minimum documentation.
  • No guarantors required.
  • 60% to 70% surrender value funding.
  • Maximum tenure: 1 year.

Rate Of Interest

  • Rate of interest is 14% to 18%.
  • Processing fees: 4%.

Eligibility

  • Valid LIC policy required.
  • Minimum 3 LIC premiums paid.
  • Applicant must own NSC/KVP certificates.
  • Age: 18 to 60 years.

Documents Required

  • Residential proof.
  • PAN Card.
  • KYC documents.
  • Passport size photo.
Apply For Loan Against LIC / NSC / KVPM

Personal & Business Loan

Trusted and secure investment solution.

Benefits

  • Hassle-free processing.
  • Free usage of funds.
  • Maximum loan limit up to Rs.5 Lacs.
  • Maximum tenure up to 5 years.
  • Nil pre-payment penalty.

Rate Of Interest

  • Rate of interest is 14% to 18%.
  • Processing fees: 4%.

Eligibility

  • Salaried individuals.
  • Businessmen.
  • Self-employed professionals.
  • Age: 18 to 55 years.

Documents Required

  • Income proof.
  • Residential proof.
  • PAN Card.
  • KYC documents.
  • 3 years ITR.
  • Salary slips.
  • Two guarantors required.
Apply For Personal & Business Loan

Home Loan

Trusted and secure investment solution.

Benefits

  • Easy loan processing.
  • High financing.
  • 60% to 70% property valuation funding.
  • Flexible tenure up to 15 years.
  • Pre-payment penalty: Nil

Rate Of Interest

  • Rate of interest is 14% to 18%.
  • Processing fees: 4%.

Eligibility

  • Salaried individuals.
  • Businessmen.
  • Self-employed professionals.
  • Age: 18 to 55 years.

Documents Required

  • Income proof.
  • PAN Card.
  • KYC documents.
  • 3 years ITR.
  • Property documents.
  • Salary slips.
  • Two guarantors required.
Apply For Home Loan

Mortgage Loan

Trusted and secure investment solution.

Benefits

  • Quick loan processing.
  • High financing.
  • 50% to 60% property valuation funding.
  • Flexible tenure up to 15 years.
  • No pre-payment penalty.

Rate Of Interest

  • Rate of interest is 14% to 18%.
  • Processing fees: 4%.

Eligibility

  • Salaried individuals.
  • Businessmen.
  • Self-employed professionals.
  • Age: 18 to 55 years.

Documents Required

  • Income proof.
  • PAN Card.
  • KYC documents.
  • 3 years ITR.
  • Property documents.
  • Salary slips.
  • Two guarantors required.
Apply For Mortgage Loan

Cash Credit Loan

Trusted and secure investment solution.

Benefits

  • High financing.
  • 60% to 75% mortgage valuation funding.
  • CC loan renewed every year.
  • Pre-payment penalty: Nil

Rate Of Interest

  • Rate of interest is 14% to 18%.
  • Processing fees: Nil.

Eligibility

  • Salaried individuals.
  • Businessmen.
  • Self-employed professionals.
  • Age: 18 to 55 years.

Documents Required

  • Income proof.
  • PAN Card.
  • KYC documents.
  • 3 years ITR.
  • Property documents.
  • Registration certificate.
  • Two guarantors required.
Apply For Cash Credit Loan

Solar Loan

Trusted and secure investment solution.

Benefits

  • Hassle-free loan processing.
  • Maximum loan limit up to Rs. 5 Lacs.
  • Maximum loan tenure of 3 years.
  • Pre-payment penalty: Nil.
  • No collateral required.
  • No margin amount.

Rate Of Interest

  • Rate of interest is 16%.
  • Processing fees: 4%.

Eligibility

  • Salaried individuals with regular monthly income of Rs. 10,000+.
  • Businessmen.
  • Self-employed professionals.
  • Professionals having regular source of income.
  • Age: 18 to 55 years.

Documents Required

  • Income proof of applicant and guarantors.
  • Residential proof of applicant and guarantors.
  • PAN Card of applicant and guarantors.
  • KYC documents of applicant and guarantors.
  • 3 years ITR.
  • Salary slips of last 3 months and income verification.
  • Two acceptable guarantors required.
  • MSEB approval letter.
  • Electricity bill.
Apply For Solar Loan