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Deposit Schemes

Smart Investment
Secure Future

Choose from our trusted deposit products designed to provide safety, steady growth, monthly income, and long-term financial security.

Investment Schemes

Our Deposit Schemes

Fixed Deposit

Safe and flexible investment option with attractive returns.

Interest5% - 10%
Minimum AmountRs.5,000
Tenure15 Days Onwards
Apply Now

MIS (Monthly Income Scheme)

Earn monthly income with secure long-term investment.

Interest9% - 10%
Minimum AmountRs.50,000
Tenure1 Year Onwards
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Dam Duppat

Double your investment amount after maturity period.

InterestDouble Amount
Minimum AmountRs.5,000
Tenure85 Months
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Recurring Deposit

Build regular savings with attractive annual returns.

Interest10%
Minimum AmountRs.200
Tenure1 - 10 Years
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Daily Deposit

Convenient daily savings plan for individuals and businesses.

Interest5% P.A.
Minimum AmountRs.50
TenureUp To 1 Year
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Call Deposit

Convenient savings plan for individuals and businesses.

Interest8% P.A.
Minimum AmountRs.5000
TenureUp To 15 days
Apply Now
Product Information

Detailed Deposit Schemes

Fixed Deposit

Trusted and secure investment solution.

Benefits

  • Simple investment product which offers safety and flexibility.
  • Minimum period of deposit: 15 days.
  • No limit for maximum period of deposit.
  • Minimum amount of deposit is Rs.5,000.
  • No limit for maximum deposit amount.

Rate Of Interest

  • ROI ranges between 5% to 10% depending on tenure.
  • 0.5% extra ROI for senior citizen.

Eligibility

  • Any individual who is resident of India.
  • No age limit.

Documents Required

  • Identity proof of depositor.
  • Address proof of depositor.
  • Passport size photo.
  • In case of minor, guardian’s documents and signature are required.

Loan Facility

Loan against Fixed Deposit is available up to 80% of FD amount.

Apply For Fixed Deposit

MIS (Monthly Income Scheme)

Trusted and secure investment solution.

Benefits

  • Simple investment product which offers monthly income, safety and flexibility.
  • Minimum period of deposit: 1 year.
  • No limit for maximum period of deposit.
  • Minimum amount of deposit is Rs.50,000.
  • No limit for maximum deposit amount.

Rate Of Interest

  • ROI for 1 year is 9% (Rs.750 per month for one lakh).
  • ROI for 36 months is 10% (Rs.833 per month for one lakh).

Eligibility

  • Any individual who is resident of India.
  • No age limit.

Documents Required

  • Identity proof of depositor.
  • Address proof of depositor.
  • Passport size photo.
  • In case of minor, guardian’s documents and signature are required.

Loan Facility

Loan against MIS deposit is available up to 80% of FD amount.

Apply For MIS (Monthly Income Scheme)

Dam Duppat

Trusted and secure investment solution.

Benefits

  • Simple investment product which offers double income and safety.
  • Minimum period of deposit: 85 months.
  • Minimum amount of deposit is Rs.5,000.
  • No limit for maximum deposit amount.

Rate Of Interest

  • After 85 months depositor will get double amount of deposit.

Eligibility

  • Any individual who is resident of India.
  • No age limit.

Documents Required

  • Identity proof of depositor.
  • Address proof of depositor.
  • Passport size photo.
  • In case of minor, guardian’s documents and signature are required.

Loan Facility

Loan against Dam Duppat deposit is available up to 80% of FD amount.

Apply For Dam Duppat

Recurring Deposit

Trusted and secure investment solution.

Benefits

  • Simple investment product which offers regular savings and safety.
  • Minimum period of deposit: 1 year.
  • Maximum period of deposit: 10 years.
  • Minimum amount of deposit is Rs.200.
  • No limit for maximum recurring deposit amount.

Rate Of Interest

  • ROI for 1 year to 5 years is 10%.

Eligibility

  • Any individual who is resident of India.
  • No age limit.

Documents Required

  • Identity proof of depositor.
  • Address proof of depositor.
  • Passport size photo.
  • In case of minor, guardian’s documents and signature are required.

Loan Facility

Loan against Recurring Deposit is available up to 80% of FD amount.

Apply For Recurring Deposit

Daily Deposit

Trusted and secure investment solution.

Benefits

  • Simple investment product which offers daily savings and safety.
  • Maximum period of deposit: 1 year.
  • Minimum amount of deposit is Rs.50.
  • No limit for maximum daily deposit amount.

Rate Of Interest

  • Depositor will get 5% interest per annum.

Eligibility

  • Any individual who is resident of India.
  • No age limit.

Documents Required

  • Identity proof of depositor.
  • Address proof of depositor.
  • Passport size photo.
  • In case of minor, guardian’s documents and signature are required.

Loan Facility

Loan against Daily Deposit is available up to 75% of DD amount and ROI is 12%.

Apply For Daily Deposit

Call Deposit

Trusted and secure investment solution.

Benefits

  • Simple investment product which offers safety and flexibility.
  • Minimum period of deposit: 15 days.
  • No time limit of maturity.
  • Minimum amount of deposit is Rs.5000.
  • No limit for maximum deposit amount.

Rate Of Interest

  • Depositor gets 8% interest at the time of maturity.

Eligibility

  • Any individual who is resident of India.
  • No age limit.

Documents Required

  • Identity proof of depositor.
  • Address proof of depositor.
  • Passport size photo.
  • In case of minor, guardian’s documents and signature are required.

Loan Facility

Loan against Call Deposit is available up to 80% of deposit amount.

Apply For Call Deposit